What is a HIP? Do I need one?
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The Home Information Pack explained...
A Home Information Pack (HIP) is a collection of documents proscribed by the government under the Housing Act 2004. It will contain information about a residential property offered for sale and be produced for a potential homebuyer.
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Click here to see a Sample HIP Pack... |
The Regulations set out provisions on the “required” mandatory and “authorised” optional content of the Pack. Required documents must be included in the pack where appropriate and authorised documents may be included at the seller’s discretion.
The required documents...
- An index (i.e. a list of the contents of the pack)
- An Energy Performance Certificate (an energy efficiency and environmental impact rating)
- A sale statement (summarising terms of sale)
- Evidence of title (proof of who owns the property).
- Local Authority Search to check status of roads, planning permissions, compulsory purchase orders, new road proposals, tree preservation orders and similar matters.
- Water Authority Search to check if property is connected to main drainage, water and proximity of nearest adopted sewer.
- Land Registry Searches to check if the title is registered; whether there are any third party interests registered and whether any of the parties are bankrupt.
Sometimes additional searches may be necessary with the Commons Registration Authority, Companies Registry, Coal Authority, Environment Agency and so on. - Where appropriate, commonhold information (including a copy of the commonhold community statement)
- Where appropriate, leasehold information (including a copy of the lease, information on service charges and insurance)
- Where appropriate, a New Homes Warranty
- Where appropriate, a report on a home that is not physically complete
The authorised documents include:
- A Home Condition Report*
- Guarantees and warranties
- Other searches.